• Investing
    • Why invest with Žltý melón
    • How to invest
    • Investment products
    • Types and parameters of investments
    • Investment opportunities
    • Investment security
  • How it works
    • Collective lending
    • Our services
    • About us
    • Statistics
    • Safety and privacy
    • How Žltý melón earns money
    • Earn with us
    • News
  • Statistics
  • Contact
    • Contact
    • Help
    • Frequently Asked Questions
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Investments

  • Why invest
  • Investment process
  • Investment products
  • Investment opportunities
  • Investment security
  • Fees
  • Frequently Asked Questions

How it works

  • Collective lending
  • Statistics
  • Safety and privacy
  • How Žltý melón earns money
  • Earn with us

  • About us
  • Statistics
  • News
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© iService, a.s. 2012. All rights reserved

Please keep in mind that investing in peer-to-peer loans exposes your capital to risks, and except for secured products, no protective mechanism applies. Learn about the risks of investing in peer-to-peer loans and Yellow Melon’s transparent approach to them in our User Prospectus. Before investing, investors should review the prospectus as well as the document outlining the rules for managing conflicts of interest.

Why Žltý melón

You gain higher and stable returns
that used to be available only to banks
and large financial institutions

Investing from just
25 €
Successfully operating since
2012
View our statistics

Monthly returns

You receive returns every month and have unlimited access to your free funds

Safe investment

You can choose multiple-secured investments as well as those that carry some risk but may offer higher returns

All interest goes to you

You keep all the interest from the loans — we only charge low fees from collected repayments

Peer-to-peer loans

You not only earn higher returns but your money also helps real people

Investing is simple

You can choose one of our investment portfolios or manually pick loans and investment conditions

Secondary market

If you need your money earlier, you can sell your investments to other investors or request a buyback

I want to invest

Top investment products

A wide range of offers from people – investors ensures the best possible conditions for your loan.

Investment

Personal loan

Need money for education, a wedding, or a holiday?
Investment

Cash free hypo

Buying a property and need to top up your mortgage?
All investment products
Investment

Investment savings

Save through regular automatic investing into loans according to your chosen strategy

Invest truly anywhere

Download
our investor
mobile app

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More information
I like the monthly crediting of interest. Overall, I enjoy investing here.
5,0
Silvia P.
I like the monthly crediting of interest. Overall, I enjoy investing here.
5,0
Silvia P.
Simple, clear, and fast investing.
4,5
Zdeněk K.
Simple, clear, and fast investing.
4,5
Zdeněk K.
It s a sophisticated system offering an attractive return on my available funds.
5,0
Juraj M.
It s a sophisticated system offering an attractive return on my available funds.
5,0
Juraj M.
I like the opportunity to grow my money and that ŽM takes care of all legal and administrative matters related to investments.
4,5
Katarína E.
I like the opportunity to grow my money and that ŽM takes care of all legal and administrative matters related to investments.
4,5
Katarína E.
The possibility to invest even as a complete beginner, and of course the seriousness of the portal, which is based on a fully automated investment evaluation process.
4,5
Zdeněk K.
The possibility to invest even as a complete beginner, and of course the seriousness of the portal, which is based on a fully automated investment evaluation process.
4,5
Zdeněk K.
It is a way to earn extra money and also help other people.
5,0
Peter D.
It is a way to earn extra money and also help other people.
5,0
Peter D.
Very transparent.
5,0
David J.
Very transparent.
5,0
David J.
An excellent system for ordinary people to earn money instead of banks.
5,0
Vladimír Ď.
An excellent system for ordinary people to earn money instead of banks.
5,0
Vladimír Ď.
Great customer service – quick responses to questions and interesting investment opportunities.
5,0
Ivana N.
Great customer service – quick responses to questions and interesting investment opportunities.
5,0
Ivana N.
A good idea, a good way of lending.
5,0
Iveta K.
A good idea, a good way of lending.
5,0
Iveta K.
Good offer, support, and system transparency.
4,5
Martin K.
Good offer, support, and system transparency.
4,5
Martin K.
I like the visual design of the website, the ability to create various statistics, and the ease of use.
5,0
Juraj M.
I like the visual design of the website, the ability to create various statistics, and the ease of use.
5,0
Juraj M.
Better interest rates than banks.
5,0
Vladimír Ď.
Better interest rates than banks.
5,0
Vladimír Ď.
I like investing in products and helping others as well as myself.
5,0
Miloš P.
I like investing in products and helping others as well as myself.
5,0
Miloš P.
Quite reliable investing and at the same time helping people.
5,0
Vladimír Ď.
Quite reliable investing and at the same time helping people.
5,0
Vladimír Ď.
Simplicity of investing.
4,5
Martin Š.
Simplicity of investing.
4,5
Martin Š.
I like the security of investing.
5,0
Pavol Š.
I like the security of investing.
5,0
Pavol Š.
I like your transparency and functionality, and especially the fact that we have P2P in Slovakia.
4,5
Martin V.
I like your transparency and functionality, and especially the fact that we have P2P in Slovakia.
4,5
Martin V.
There is an opportunity to earn money and also help people who need it.
5,0
Ján J.
There is an opportunity to earn money and also help people who need it.
5,0
Ján J.
I highly appreciate the high security of your portal. Really great work for what you have created. There is nothing I dislike.
5,0
Ivan B.
I highly appreciate the high security of your portal. Really great work for what you have created. There is nothing I dislike.
5,0
Ivan B.
…quite good interest and …aaa… guarantee, partner loans.
5,0
Jaroslav S.
…quite good interest and …aaa… guarantee, partner loans.
5,0
Jaroslav S.
In my opinion, you are a good and safe way to grow savings, but you have insufficient advertising.
4,5
Aurel T.
In my opinion, you are a good and safe way to grow savings, but you have insufficient advertising.
4,5
Aurel T.
Reliability.
4,5
Pavel T.
Reliability.
4,5
Pavel T.
I like the auction principle – the ability to choose my own interest rate.
4,5
Martin P.
I like the auction principle – the ability to choose my own interest rate.
4,5
Martin P.
I am very satisfied with the ability to choose investments, especially that I decide who to offer my money to.
5,0
Peter N.
I am very satisfied with the ability to choose investments, especially that I decide who to offer my money to.
5,0
Peter N.
The clarity is great. The app is great. The ability to help others is great.
5,0
Ľuboš T.
The clarity is great. The app is great. The ability to help others is great.
5,0
Ľuboš T.
I like the clarity of the website and higher returns than in banks.
5,0
Juraj M.
I like the clarity of the website and higher returns than in banks.
5,0
Juraj M.
Lending to people cheaper than banks is inspiring.
5,0
Vladimír Ď.
Lending to people cheaper than banks is inspiring.
5,0
Vladimír Ď.
As for the user interface, it is perfect. Even less experienced users can navigate easily. Everything is clear. You recently added partner loans, which were missing. There could be more to choose from. Interest rates, repayment periods, and so on…
5,0
Peter V.
As for the user interface, it is perfect. Even less experienced users can navigate easily. Everything is clear. You recently added partner loans, which were missing. There could be more to choose from. Interest rates, repayment periods, and so on…
5,0
Peter V.
Especially its overall principle. Also the clarity and the ability to immediately reinvest profits.
5,0
Lukáš K.
Especially its overall principle. Also the clarity and the ability to immediately reinvest profits.
5,0
Lukáš K.
That you can help people and yourself at the same time.
5,0
Erik G.
That you can help people and yourself at the same time.
5,0
Erik G.
Investment transparency.
5,0
Patrik P.
Investment transparency.
5,0
Patrik P.
I like that you help both investors grow their money and borrowers to obtain funds.
5,0
Imrich M.
I like that you help both investors grow their money and borrowers to obtain funds.
5,0
Imrich M.
Better returns than banks.
4,5
Ľuboš F.
Better returns than banks.
4,5
Ľuboš F.
It’s great.
5,0
Roman O.
It’s great.
5,0
Roman O.
Great service.
5,0
Ján V.
Great service.
5,0
Ján V.
It is a very good opportunity to reasonably grow your capital, even starting with small amounts. In addition, all the data needed for decision-making is available here. Company representatives also act fairly and directly.
4,5
Marcel R.
It is a very good opportunity to reasonably grow your capital, even starting with small amounts. In addition, all the data needed for decision-making is available here. Company representatives also act fairly and directly.
4,5
Marcel R.
Mutual help.
5,0
Eva T.
Mutual help.
5,0
Eva T.
We recommend it.
5,0
Andrej B.
We recommend it.
5,0
Andrej B.
I like almost everything. It’s nice, I would say playful.
5,0
Alfréd H.
It works great. I am satisfied. Automation is a great thing.
4,5
Daniel M.
I like almost everything. It’s nice, I would say playful.
5,0
Alfréd H.
It works great. I am satisfied. Automation is a great thing.
4,5
Daniel M.
I like the clear and sophisticated system.
5,0
Mario B.
I like the clear and sophisticated system.
5,0
Mario B.
Excellent investment website, I recommend it!!
5,0
Richard O.
Excellent investment website, I recommend it!!
5,0
Richard O.
I like the idea of collective loans. I like that it is a good tool to bypass banks.
5,0
Stanislav B.
I like the idea of collective loans. I like that it is a good tool to bypass banks.
5,0
Stanislav B.
A great, trouble-free service for people who cannot get a bank loan.
5,0
Jozef Š.
A great, trouble-free service for people who cannot get a bank loan.
5,0
Jozef Š.
People helping people.
5,0
Jana K.
People helping people.
5,0
Jana K.
I like the transparency of investments and fair conditions.
5,0
Patrik P.
I like the transparency of investments and fair conditions.
5,0
Patrik P.
Cash-free, secondary market, debt recovery, email notifications – everything is automated, great…
5,0
Jaroslav L.
Cash-free, secondary market, debt recovery, email notifications – everything is automated, great…
5,0
Jaroslav L.
So far I am satisfied with your services. It is definitely more worthwhile than using bank services that offer minimal returns.
5,0
Eva U.
So far I am satisfied with your services. It is definitely more worthwhile than using bank services that offer minimal returns.
5,0
Eva U.
I like everything. You have done it very well. I have no complaints.
5,0
Alfréd H.
I like everything. You have done it very well. I have no complaints.
5,0
Alfréd H.
Positives – cash-free housing + secondary market / negatives – nothing comes to mind :)
5,0
Jaroslav L.
Positives – cash-free housing + secondary market / negatives – nothing comes to mind :)
5,0
Jaroslav L.
It’s great that everything is online and fast.
5,0
Jozef N.
It’s great that everything is online and fast.
5,0
Jozef N.
I like that you handle debt recovery.
4,5
Ondrej K.
I like that you handle debt recovery.
4,5
Ondrej K.
I like the whole concept.
5,0
Ľudmila G.
I like the whole concept.
5,0
Ľudmila G.
I like the overview of financial movements.
4,5
Jana P.
I like the overview of financial movements.
4,5
Jana P.
I recommend it and I am satisfied.
5,0
Daniel Š.
I recommend it and I am satisfied.
5,0
Daniel Š.
I like that you can help people who need it.
5,0
Eva T.
I like that you can help people who need it.
5,0
Eva T.
The possibility to invest freely and earn something extra, while also helping someone. For me, it is also a form of entertainment to follow auctions and decide who to lend to.
5,0
Marek M.
The possibility to invest freely and earn something extra, while also helping someone. For me, it is also a form of entertainment to follow auctions and decide who to lend to.
5,0
Marek M.
I am very satisfied and I like it.
5,0
Andrej B.
I am very satisfied and I like it.
5,0
Andrej B.
A nice project that has found its clients, and it’s clear you continue to take care of it ;)
5,0
Ján F.
A nice project that has found its clients, and it’s clear you continue to take care of it ;)
5,0
Ján F.
I praise the continuous development of products and functionality.
4,5
Jozef R.
It works well, great.
5,0
Ivan B.
I praise the continuous development of products and functionality.
4,5
Jozef R.
It works well, great.
5,0
Ivan B.
ŽM is a very good idea and a good form of P2P lending. There are several such platforms on the market, but I like ŽM the most.
4,5
Tomáš R.
ŽM is a very good idea and a good form of P2P lending. There are several such platforms on the market, but I like ŽM the most.
4,5
Tomáš R.
The microloan principle and its implementation with reasonable interest rates is very successful, essentially without competition in Slovakia. The way Žltý melón is designed seems excellent. It is clear and understandable, and after a few days I already understood the investment...
4,5
Peter T.
The microloan principle and its implementation with reasonable interest rates is very successful, essentially without competition in Slovakia. The way Žltý melón is designed seems excellent. It is clear and understandable, and after a few days I already understood the investment...
4,5
Peter T.
An opportunity to make better use of your spare cash than through a bank, with a great web interface.
5,0
Juraj M.
An opportunity to make better use of your spare cash than through a bank, with a great web interface.
5,0
Juraj M.
Great both for investors and borrowers :)
5,0
Roman O.
Great both for investors and borrowers :)
5,0
Roman O.
I like the idea, I recommend ŽM to everyone…
5,0
Ľudmila G.
I like the idea, I recommend ŽM to everyone…
5,0
Ľudmila G.
An excellent opportunity to invest – clear portal.
5,0
Vanessa B.
An excellent opportunity to invest – clear portal.
5,0
Vanessa B.
I like its clarity and nice web design. Also, if there is a problem, the feedback is immediate and the issue is resolved quickly. And also that regular updates about new auctions are sent.
5,0
František S.
I like its clarity and nice web design. Also, if there is a problem, the feedback is immediate and the issue is resolved quickly. And also that regular updates about new auctions are sent.
5,0
František S.
I like: ease of use, investment returns, customer service.
5,0
Daniel M.
I like: ease of use, investment returns, customer service.
5,0
Daniel M.
It is quite clear, easy to navigate, people can choose how much and to whom to lend…
4,5
Roman J.
It is quite clear, easy to navigate, people can choose how much and to whom to lend…
4,5
Roman J.
I like the clarity of the portal.
5,0
Ivan L.
I like the clarity of the portal.
5,0
Ivan L.
I am satisfied!
5,0
Adriana K.
I am satisfied!
5,0
Adriana K.
The opportunity to earn more than in a bank :)
5,0
Martin Š.
The opportunity to earn more than in a bank :)
5,0
Martin Š.
We help people and at the same time grow our money.
5,0
Marek H.
We help people and at the same time grow our money.
5,0
Marek H.

Regular feedback

More than 76% users recommend Žltý melón

Current number of reviews:

16 439
5*4*3*2*1*0%5%15%25%40%60%70%75%85%95%